Free Tool
Indian Financial Planner
Add your own rows to every section. All calculations update instantly. Download your personalised Excel plan.
💰 Income (After-tax Monthly)
Total IncomeRs 0
🛒 Monthly Spending
Total SpendingRs 0
🏦 Monthly Loan EMIs
Total EMIsRs 0
🛡️ Insurance (Monthly)
Total InsuranceRs 0
📈 Savings and Investing
Total Savings + InvestingRs 0
Edit any label by clicking on it. Add rows with the + button. Delete rows with the x button. All totals update instantly.
🎯 Future Goals — SIP Calculator
Goal NameValue Today (Rs)YearsReturn %SIP/month (Rs)
Total Required SIPRs 0
💡 What-If: What you CAN invest
GoalYour SIP (Rs/mo)ProgressGap (Rs)Projected (Rs)
Enter how much you can actually invest per goal. See how close you get to your target.
✨ Aspirational Monthly Spending
Consumption TotalRs 0
🏦 Aspirational Loan EMIs
Commitment TotalRs 0
⚙️ Assumption
Living expenses as % of income
Add your aspirational spending. We calculate the exact income you need to sustain this lifestyle with savings built in.
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